Credit Services · Wealth Financial Solutions

Your Credit Deserves a Clear Plan.

Whether you're preparing for homeownership, understanding negative items on your credit report, or taking control of your financial future, Wealth Financial Solutions offers options to help you take the next step.

We do not guarantee credit score increases, credit approvals, removal of accurate negative information, or specific financial results.

Who This Is For

Does Any of This Sound Familiar?

These are examples of customer situations, not promises that every negative item can be removed. Only inaccurate, incomplete, unverifiable, or otherwise legally disputable information should be challenged through the appropriate procedures.

Credit scores in the 400s
Credit scores in the 500s
Credit scores in the 600s
Repossession history
Eviction-related reporting concerns
Bankruptcy history
Late payments
Student loan reporting concerns
Child support-related reporting concerns
Credit inquiries
Difficulty qualifying for traditional banking services
Challenges preparing for homeownership
Concerns when pursuing mortgage refinancing
A desire to better understand and rebuild credit

We do not tell visitors they automatically qualify for a particular program based only on their score. Accurate negative information generally cannot be removed simply because it is unfavorable.

Program Selection

Four Clear Credit Options

Choose the option that fits your needs and preferences. Each program follows the approved, legally compliant enrollment and billing process.

One Round Credit Repair Experience

Try one round before committing to more.

$65

A limited service option designed for someone who wants to experience one round of the credit dispute process before considering a longer program.

  • One eligible dispute round
  • Review of the applicable credit reporting concerns
  • Submission of appropriate disputes where warranted
  • Review of available responses
  • Clear explanation of the next steps
Most Chosen

Three Month Credit Repair Program

Ongoing analysis, disputes, and rebuilding guidance.

$375

A three month credit service program designed for customers who want ongoing analysis, appropriate dispute assistance, and credit rebuilding guidance.

  • Credit analysis
  • Personalized action plan
  • Up to three planned dispute rounds, subject to actual eligibility and investigation timelines
  • Review of relevant bureau responses
  • Credit rebuilding guidance
  • Appropriate progress updates

Six Month Credit Repair Program

More time for eligible disputes and follow-up.

$675

A longer credit service program for customers who want additional time for eligible disputes, analysis, and rebuilding guidance.

  • Credit analysis
  • Personalized action plan
  • Up to six planned dispute rounds, subject to actual eligibility and investigation timelines
  • Review of relevant bureau responses
  • Credit rebuilding guidance
  • Appropriate progress updates

Do It Yourself Credit Option

An independent, lower-cost alternative.

$60

An independent option for people who prefer taking action themselves or want a lower cost alternative to having a team assist with the process.

  • Independent experience using the system Brittany described for independent users
  • A lower-cost alternative to assisted service
  • Final inclusions subject to the approved product description
Side by Side

Compare the Programs

A longer program provides more time for review and follow-up, not a guarantee of more deletions or better credit scores.

ProgramPriceWhat's Included
One Round Experience$65
  • One planned dispute round
Three Month Program$375
  • Up to three planned dispute rounds
  • Credit analysis and action plan
  • Credit rebuilding guidance
Six Month Program$675
  • Up to six planned dispute rounds
  • Credit analysis and action plan
  • Credit rebuilding guidance
DIY Option$60
  • Independent experience
  • Actual inclusions subject to the approved product description

We do not create artificial urgency. Take the time you need to choose the right option.

Guidance

Not Sure Which Option Is Right for You?

One Round Experience

For someone interested in trying a limited dispute service before deciding whether to continue.

Three Month Program

For someone seeking a shorter ongoing program with analysis, action planning, and eligible dispute assistance.

Six Month Program

For someone who wants a longer period of assistance and follow-up.

DIY Option

For someone who prefers independently managing the process.

The number of items on a credit report does not automatically determine the results. The credit analysis helps identify relevant issues and appropriate next steps. No option is guaranteed to produce a specific result.

What's Included

Four Service Pillars

Credit Analysis

We review the customer's available credit reporting information and identify the issues that require attention.

Personalized Action Plan

We provide an organized plan explaining relevant priorities and the appropriate next steps for your situation.

Eligible Dispute Assistance

We help prepare and submit appropriate disputes for information that may be inaccurate, incomplete, unverifiable, or otherwise legally disputable.

Credit Rebuilding Guidance

We provide approved educational guidance on responsible credit rebuilding practices.

We do not promise a specific credit score increase, and we do not represent every service as including unlimited disputes.

Why Customers Choose This Service

Take the Next Step Toward Your Financial Goals.

Your credit can affect important financial decisions, from finding suitable housing to exploring financing opportunities. Understanding what is on your credit report and having a clear plan can help you make more informed decisions.

Wealth Financial Solutions helps customers review their credit reporting concerns, understand the dispute process, and explore appropriate rebuilding strategies.

We do not promise financial freedom, mortgage approval, a new home, or loan approval as guaranteed outcomes.

The Process

How the Credit Repair Process Works

A clear, step-by-step explanation of what happens from selecting your option to receiving your updates.

  1. 1

    Select Your Option

    You review the available programs and identify an appropriate option for your situation.

  2. 2

    Review Terms and Enroll

    You review all required disclosures, service terms, and applicable cancellation rights, then complete the approved enrollment process. Billing follows the approved, legally compliant schedule.

  3. 3

    Check Your Email

    You receive verified enrollment instructions and the approved portal login process.

  4. 4

    Complete Your Secure Intake

    You provide the information and authorizations required for the service through the approved, secure intake process.

  5. 5

    Credit Analysis

    The team reviews the applicable credit report information.

  6. 6

    Action Plan

    You receive the applicable action plan explaining findings, priorities, and next steps.

  7. 7

    Appropriate Disputes

    The team prepares and submits legitimate disputes where warranted.

  8. 8

    Wait for Investigation Results

    Credit reporting agencies generally have 30 days to investigate disputes, with certain situations allowing up to 45 days.

  9. 9

    Review Responses

    We review the actual investigation results and any changes to the credit report.

  10. 10

    Determine Next Steps

    Where further action is warranted, we follow the appropriate process based on the prior response.

  11. 11

    Customer Updates

    You receive appropriate progress updates through the approved client portal.

Realistic Timelines

What Happens During a Dispute Round?

Monthly Review & Dispute Cycle

The program generally uses a monthly review and dispute cycle. The team reviews the results, and any appropriate further action depends on what the investigation reveals.

30 to 45 Day Investigations

Dispute investigations generally take 30 days, but certain cases can take up to 45 days. There is no guaranteed deletion date and no guaranteed credit score increase.

Follow-Up May Be Needed

The customer may need additional documentation or follow-up. Actual timelines depend on the individual situation and applicable investigation requirements.

Your Rights

Legal Rights and Escalation

Consumer Reporting Rights

Customers have rights under applicable consumer reporting laws. If a credit reporting agency or information furnisher fails to meet applicable legal obligations, customers may have options to submit complaints, pursue additional disputes, or seek appropriate legal advice.

What We Do Not Promise

  • • We do not claim every unresolved dispute creates an automatic legal violation.
  • • We do not threaten lawsuits automatically.
  • • We do not promise settlements or $1,000 payments per violation.
  • • We do not represent Wealth Financial Solutions as providing legal representation unless that service is actually authorized and provided.

Results Disclaimer

"Every credit situation is different. Credit repair results depend on the information being reviewed, the accuracy of the reported information, and the responses provided by credit reporting agencies and information furnishers. No particular deletion, score increase, approval, or financial outcome is guaranteed."

Final approved legal disclosure language applies before publication.

Questions

Frequently Asked Questions

Consumers can dispute inaccurate credit report information themselves without purchasing a credit repair service. We do not invent customer success stories or results.

Client Portal

Existing Client Portal Access

Connect to the existing Business and Credit Client Portal to track your progress, review documents, and stay informed — without needing to reach out repeatedly.

We do not collect sensitive financial identifiers through unsecured public website forms, and we do not expose customer credit reports through unrestricted public links.

Secure Onboarding

Verified enrollment instructions and a secure login process.

Service Agreements

Access to the applicable service agreements and disclosures.

Document Requests

Relevant document requests handled through secure channels.

Status Updates

Appropriate progress updates as your service advances.

Action Plans

Your action plan explaining findings, priorities, and next steps.

Approved Channels

Communication through approved, secure channels only.

Compliant Enrollment

An Approved Enrollment Process

Choose a service, accept the applicable terms, and enter the correct fulfillment workflow. Payment collection is activated only at the legally permitted point.

Review Terms

Review all required disclosures, service terms, and cancellation rights.

Compliant Billing

Billing follows the approved, legally compliant schedule — no prohibited advance fees.

Verified Onboarding

Receive verified enrollment instructions and the approved portal login.

Fulfillment

Enter the correct DisputeFox fulfillment workflow for your selected program.

Start the Approved Enrollment

We do not collect prohibited advance credit repair fees, and we do not create false payment confirmation pages. The contracts, service descriptions, payment timing, and cancellation rights require legal review.